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What
you need to know about... |
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Peace of Mind
In More Ways
Than One.
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Our Mutual Insurance Program For Your
Home
| INSURANCE ON YOUR HOUSE |
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Comprehensive or Limited perils options |
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Swimming pools & fixed outdoor equipment |
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Trees, plants, patios |
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Includes removal of debris from insured loss |
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Optional guaranteed replacement cost |
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Separate coverage for detached garages and sheds |
| HOME
CONTENTS & PERSONAL PROPERTY |
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Comprehensive or Limited perils options |
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Replacement cost coverage |
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Extensions for property while away from your
home and for students' contents |
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Includes property of family members living in
your home |
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Specialty coverage available for jewelry, fine
arts,
collectibles, tools, musical instruments,
electronic
equipment and watercraft |
| OTHER
FEATURES |
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Protection against fraud for your credit/ debit cards
and cheques |
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Coverage on the contents of your freezer if it breaks
down |
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Cleanup coverage if gas, oil or other pollutant is
accidentally spilled on your property |
| ADDITIONAL LIVING EXPENSE |
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If your home is damaged because of an insured loss, we
will cover the extra cost of living away from your home
while your house is being repaired. |
| PUBLIC LIABILITY |
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We will defend you and pay for losses you are legally
liable for if someone sues you because you injured them or
damaged their property |
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Many optional extensions available |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We understand your needs |
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Focused on rural Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICYHOLDER |
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Ontario's Mutuals are owned by their policyholders and
operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN COMPANIES |
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Ontario's Mutuals back each other through our own
Guarantee Fund and Reinsurance company |
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Collectively our system is one of the world's most
financially secure insurance networks |
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Ontario's Mutuals are 100% Canadian and fully licensed
to operate in Ontario. |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.
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