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Neighbour
Helping
Neighbour.
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Our Mutual Farm Insurance Program
Provides These Options
| MACHINERY COVERAGE |
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All external perils coverage |
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Damage to non-owned or leased machinery |
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Loss of use |
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Optional replacement cost |
| BUILDING
COVERAGE |
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Broadform or named perils
coverage |
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Optional replacement cost |
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Increased reconstruction
costs due to bylaws |
| PRODUCE COVERAGE |
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Seed, fertilizers, herbicides, pesticides and
commercial
feed, refrigerated product |
| LIVESTOCK COVERAGE |
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Standard or broadform coverages available
for cattle,
swine, poultry and horse |
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| LOSS OF INCOME COVERAGE |
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Ongoing and extra expenses after a loss |
| PUBLIC LEGAL LIABILITY |
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Corporate & family farm operations |
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Environmental pollution coverage |
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Extensions for custom work |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We understand your business |
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Focused on rural Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICYHOLDER |
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Ontario's Farm Mutuals are owned by their policyholders
and operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN COMPANIES |
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Ontario's farm Mutuals back each other through our
own Guarantee Fund and Reinsurance company |
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Collectively our system is one of the world's most
financially secure insurance networks |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Reflective tape for farm machinery |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.
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