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When You Insure
With a Mutual...
You're Protected
By The Best.
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Our Mutual Office Insurance Program
Provides These Options
| BROADFORM BUILDING COVERAGE |
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Replacement cost |
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Increased reconstruction costs due to bylaws |
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Accidental breakage of glass and signs |
| BROADFORM
EQUIPMENT COVERAGE |
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Replacement cost |
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Optional mechanical breakdown to computers |
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Electrical surges by power fluctuation |
| LOSS OF INCOME COVERAGE |
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Replaces business income lost as a result of
insured
damage to property (less expenses
which do not continue) |
| CRIME COVERAGE |
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Contents including cash |
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Optional coverage for loss resulting from employee
dishonesty |
| PUBLIC LEGAL LIABILITY |
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Office premises (slip and fall) |
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Optional environmental pollution damage |
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Optional professional liability |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We are a local business too! |
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Focused on rural and small town Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICY HOLDER |
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Ontario's Farm Mutuals are owned by their policyholders
and operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN COMPANIES |
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Ontario's farm Mutuals back each other through our
own Guarantee Fund and Reinsurance company |
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Collectively our system is one of the
world's most financially secure insurance networks |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.
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