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When You Insure
With a Mutual...
You're Protected
By The Best.
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Our Mutual Home–Based Business Insurance Program
Provides These Options
| BROADFORM EQUIPMENT COVERAGE |
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Replacement cost |
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Optional mechanical breakdown to computers |
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Electrical surges by power fluctuation |
| STOCK
COVERAGE |
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Optional theft coverage |
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Market value for stock in inventory |
| CRIME COVERAGE |
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Home business contents including cash |
| LOSS OF INCOME COVERAGE |
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Replaces business income lost as a result of
insured
damage to property (less expenses
which do not continue) |
| PUBLIC LEGAL LIABILITY |
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Office premises at home (slip and fall) |
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Products coverage (goods you sell) |
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Optional professional liability |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We are a local business too! |
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Focused on rural and small town Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICYHOLDER |
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Ontario's Farm Mutuals are owned by their policyholders
and operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN COMPANIES |
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Ontario's farm Mutuals back each other through our
own Guarantee Fund and Reinsurance company |
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Collectively our system is one of the world's most
financially secure insurance networks |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.
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