Ontario Mutual Insurance Association

Business Insurance
HomeAbout Us Locate a MutualInsurance ProductsSafety and Loss Prevention Consumer Protection Careers Links
   
business insurance
 
Contractors Coveravge
 
business insurance

When You Insure
With a Mutual...
You're Protected
By The Best.

business insurance
business insurance

Our Mutual Contractors Insurance Program Provides These Options

BROADFORM SHOP BUILDING COVERAGE
  •   Replacement cost
  •   Increased reconstruction costs due to bylaws
  •   Accidental breakage of glass and signs

business insurance

OFFICE CONTENTS COVERAGE
  •   Replacement cost
  •   Optional theft coverage
  •   Optional mechanical breakdown to computers

BROADFORM INSTALLATION FLOATER
  •   Materials on site (installed and in process) during
period of contract
  •   Materials in transit to site

BROADFORM TOOL & EQUIPMENT FLOATER
  •   Hand tools on a blanket basis
  •   Automatic 6 day coverage on short term rentals up to $2,500
  •   Automatic 30 day coverage on new acquisitions up to $2,500

PUBLIC LEGAL LIABILITY
  •   Premises Coverage - Your shop and job site
  •   Completed Operations coverage-when work completed
  •   Personal Injury (Libel, slander)

Our Service To You

WE'RE YOUR NEIGHBOURS
  •   We are a local business too!
  •   Focused on rural and small town Ontario
  •   24 hour, 7 day claims service

FOR THE POLICYHOLDER
  •   Ontario's Farm Mutuals are owned by their policyholders and operate on an insurance at cost philosophy
  •   Policies are tailored to your needs
  •   Variable deductibles available

STRENGTH IN COMPANIES
  •   Ontario's farm Mutuals back each other through our own Guarantee Fund and Reinsurance company
  •   Collectively our system is one of the world's most financially secure insurance networks

LOSS PREVENTION SERVICE
  •   On-site inspections
  •   Fire extinguisher program
  •   Theft reduction program

Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.

mutual insurance
 
Back to Top         
 

farmers insurance
Members Area General: information@omia.comfarmers insurance Technical: webmaster@omia.comfarmers insurance © 2002-2007 Ontario Mutual Insurance Association. All rights reserved.
farmers insurance