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When You Insure
With a Mutual...
You're Protected
By The Best.
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Our Mutual Church Insurance Program
Provides These Options
| BROADFORM
BUILDING COVERAGE |
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Replacement cost or
depreciated value |
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Accidental breakage of glass
and signs |
| BROADFORM
CONTENTS COVERAGE |
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Property of clergy and
others while on premises |
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Includes religious articles
and equipment |
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Optional sewer/sump backup
coverage |
| LOSS OF INCOME COVERAGE |
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Replaces income lost as a
result of insured
damage to property (less expenses which
did not continue) |
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| PUBLIC LEGAL LIABILITY |
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Premises coverage (slip and fall) |
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Congregational activities |
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Optional professional liability |
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Optional protection for church entity against allegations of
abuse |
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Optional directors and officers liability coverage |
Our Service To You
| WE'RE YOUR NEIGHBOURS |
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We are part of your community |
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Focused on rural and small town Ontario |
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24 hour, 7 day claims service |
| FOR THE POLICYHOLDER |
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Ontario's Farm Mutuals are owned by their policyholders
and operate on an insurance at cost philosophy |
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Policies are tailored to your needs |
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Variable deductibles available |
| STRENGTH IN C OMPANIES |
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Ontario's farm Mutuals back
each other through our own Guarantee Fund and
Reinsurance company |
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Collectively our system is
one of the world's most financially secure insurance
networks |
| LOSS PREVENTION SERVICE |
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On-site inspections |
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Fire extinguisher program |
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Theft reduction program |
Highlights only. Actual policy wordings govern. Coverage
availability subject to underwriting eligibility.

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